Membership of FraudLock comes with the following benefits:

• Free Credit Report
  Instant access to your on-line Credit Report, supplied by Equifax, one of the UK’s leading Credit Reference Agencies. 
  

• Credit Report Monitoring
  Credit Monitoring provides you with alerts should there be any significant change to your Equifax Credit Report™ within seven days. If there aren’t any changes, you will receive a monthly confirmation that all is well, to give you the peace of mind that everything is in order.
  

• Pro-Active Credit File Protection & Maintenance
  Pro-Active protection that can prevent the most sophisticated fraudster from obtaining new lines of credit in your good name.  FraudLock will register passwords with all three of the UK’s Credit Reference Agencies to alert creditors to carry out additional identity verification on all new applications in the members name.
  

• Credit Rating and Analysis
  Understanding the way in which lenders utilise your credit history to consider you as a customer and to allocate the interest rate payable is key to making the most of your finances. As a member of FraudLock, you will receive a FREE Equifax Credit Rating™ annually with industry leading analysis highlighting areas where improvements can be made.  Note – Available in Month 4 of Membership.
  

• Private investigators
  Unfortunately, there are currently very few successful prosecutions relating to Identity Fraud despite the fact that it is the fastest growing crime in the UK.  As a member of FraudLock, your breach could justify the appointment of one of our Private Investigators to pursue the perpetrator.
  

• CardLock – Lost / Stolen card Recovery Service
  As a member of FraudLock you will have access to the experienced support of a FraudLock representative to walk you through the cancellation and replacement card process.
  

• Reduced Junk Mail and Pre-Approved Credit offers
  FraudLock facilitates your registration with the Mailing Preference Service to dramatically reduce such direct marketing.
  

• Statement Reminder Service
  A ‘Reminder Service’ when your statements are due, so you can take action should they not arrive, and stop any potential fraudsters from using your accounts without your knowledge.
  

• On-Line Security Software and Advice
  FraudLock’s internet security specialists provide you with the latest information to help keep your PC protected. With services ranging from free anti-virus software and free personal firewalls to new security developments and details of the latest scams FraudLock helps to keep you protected whilst on-line.
  

• Data Monitoring – Internet and Database Monitoring
  FraudLock will monitor black-market websites and databases utilised by fraudsters and organised crime rings to sell and exchange your personal information. If your registered information is found on such sites, FraudLock will contact you immediately so that you can change your account details – rendering the information held by the criminals completely useless.
  

• Expert Recovery Service
  If a member’s identity is stolen, our expert recovery service will assist and guide them through the restoration minefield to restore their credit and good name as quickly and painlessly as possible.
  

• Total Service Guarantee
  Members are covered by our Total Service Guarantee from the moment of enrolment to FraudLock.  Our Service Guarantee provides confidence that as a member of FraudLock, if in the unlikely event you become the victim of identity fraud due to a failure or defect in our service you will have the funds to restore of your credit file and good name, which could include legal services, private investigation, telephone bills, postage, loss of earnings and rejected loan application fees.